[Meglobob]

Well personally if random events were set to rare than I would take misfortune-3 everytime, its a no brainer. So my advice is under such conditions do not take luck, this does however mean, no heros.

A couple of months ago, a helpful chap ran tests on order-3(pt. cost 120) vs turmoil-3/luck-3(pt. cost 0) to see which was best. In the short term upto turn 30'ish order-3 was vastly better moneywise and of course very few nasty events. However, beyond turn 30 turmoil/luck seemed to draw level moneywise and was viewed a better option overall because of all the free gem events, free castle events, free lab events, free temple events, free soldiers events, free mages events and free magic item events.

So you pays your money and takes your choice!