[Pfor]

Reading links in recent posts on the Leclerc T9, I wondered - with a 3-man crew, how would they reload the autoloader buttoned up in the middle of a WinMBT battle, and if they couldn't, should the ammo load be 22 rounds (autoloader capacity) rather than 40 (includes 18 extras)?

This led me to ask - how easy is it to access the "non-ready" rounds in any manually loaded tank (eg. from under the floorboards!), and should this affect ammo-load and/or ROF (or is it already factored in)?