OT: Apophis is going to kill us all

[Renegade 13]

They are fairly efficient in situations where it's obvious whose fault the accident was (if anyone's). The biggest thing about ICBC that gets me is the lack of competition.

For example, when I was 18 and got my first vehicle, a 10 year old half-ton Ford F-150 4x4, my insurance rates were $1956 per year...and that's on a vehicle that's worth around $10,000 total. That was even with the 10% discount I got for not having been in an accident since I got my driver's licence (5% per year without an at-fault accident).

Had there been any real competition in the market, I highly doubt I'd have payed nearly so much; but the combination of my age, relative lack of driving experience, and lack of competition combined to siphon the money out of me at a horrendous rate!

[dogscoff]

Back on topic...
http://www.angryflower.com/astero.gif

[narf poit chez BOOM]

Lots of asteriods...Lots of space...Very small Earth. Asteriod hits do happen, but not very often, on a geological scale.

Or, more precisely, asteriod hits with the ability to affect the surface don't happen very often.

[Suicide Junkie]

You're not so much paying for the possible damage to your own car, but for the possibility of hitting a rich person.