If I were in charge ...

[Krsqk]

Re: Seatbelts

The only problem with saying "Stick it to the insurance companies" is that we all pay for the insurance companies. There is no business which will not pass its costs along to its customers. That's how business works.

If insurance no longer has to pay for seatbelt-abstainers (which is not in their best interest), then it seems to me that current culture would support a vast array of lawsuits against the car manufacturers to collect damages. Those who are irresponsible enough not to wear seatbelts usually aren't prepared to fork out major amounts of cash to pay for their medical bills. Then what do you do? Let them die on the road, or treat them and never get the money? Insurance is the industry responsible for financially backing the medical "industry." Maybe it's not the best setup, but I'd rather have insurance companies doing it than the government (which we also fund).

@dmm: Yes, and for every example for not wearing seatbelts, there are hundreds (thousands?) for wearing them. I, for one, would rather err on the 99.9% side of caution.